Archive for 2. Get Out of Debt
Debt – Get Out Using a Goal
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There are many challenges that will occur when aspiring to accomplish different things in your life. You may feel as though the universe is lined up against you in a fight to keep you from accomplishment. If you learn to set goals, you can get out of debt, sometimes with very little effort.
Before we discuss how this is possible, you should understand the importance of setting goals. I compare someone trying to accomplish something without having a specifically stated goal with trying to go somewhere without knowing where you are starting from and where it is you are planning to go.
Perhaps that is a simplistic way to look at the importance of goal setting, but it is part of the process of planning a trip. Setting a goal is like planning a trip in the sense that you must first know where you are, and you must also know where you want to go. How to get there is in the details. Read More→
Wealth Secrets – All You Need is Love
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You can go online any day of the week and find a million different Internet gurus that claim to have the exact formula to achieving wealth secrets. Some of these people have the right idea, but they simply don’t have the experience to put proven methods to work. Other people are so far off track, and they never even realize it. Before you know it, you’ll find yourself pushed into the latest Internet trend selling hair loss treatment or vitamin supplements.
Beware: don’t do it unless you really love it. The wealth secrets that these so-called gurus haven’t mastered are the distinction between doing what you love and less of what you don’t. At the same time, don’t make this tragic mistake, “I love it so much that I’d probably do it for free.” That one thing that you think you’ll do free, turn it inside out and make it the only thing that you’ll do to make money. Read More→
An Epitaph to Get You Out of Debt
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Don’t worry; you don’t have to die to get out of debt. However, an epitaph is great framework to living a life of positive thinking that will help you get out of debt. Sounds crazy, right?
An epitaph is short and sweet. It sums up your life in three or four words. There’s not a lot of room there. Think of what you want in life. Do you want it to read:
· Kept his garage clean
· Achieved sales quotas
· Sold 10,000 vacuums
· Excellent resume
I like to equate my epitaph with my life mission. A life mission is short and sweet. No need to get wordy about it – just like your tombstone. Read More→
Quiz – Do You Know How to Get Out of Debt Using Your Life Mission?
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We all want to get out of debt. Did you know that your self-worth and self-confidence are directly affected by the amount of debt you have? If you want to get out of debt fast, take this quiz to learn the tools necessary to having a happy and sane life, debt-free.
1. To get out of debt, you must realize your…
a. Debt : income ratio
b. Family history
c. Mission
d. Credit score
2. To accomplish your life mission you must…
a. Know what it is
b. Feel fulfilled everyday
c. Have great joy in your life overall
d. All of the above Read More→
Double Your Income One Step at a Time
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When someone wants to know the “secret” to double your income, I ask them, “What do you love?” It’s really that simple; you can double your income just by doing what you love. We’ve all heard the old adage, “Money can’t buy you love.” The truth is, it’s not about the $$$-it’s about what you want this money to do for you.
You figure out what you love to do and set a goal. Through Law of Attraction or neuro-linguistics or The Secret (whatever you’d like to call it), we can set our mind up for success one step at a time.
I decided to enter a 350-mile foot race to the magnetic North Pole. It was a lofty goal. Read More→
Getting Out of Debt by Walking Backwards
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While many of us have a clear idea of where we want to go in life, we may be a bit overwhelmed by not knowing how to get there. Often we discover that the way to financial independence and getting out of debt is littered with obstacles. One way to get past a few of these roadblocks is simply to plan in reverse.
Goal setting is such an important tool in our life’s journey. By setting goals, they seemingly serve as miniature road markers on our way to where we want our lives to go. More importantly, by looking at goal setting in a different way than we may have in the past, it allows us to acknowledge goal accomplishment as an even more powerful life skill. Read More→
Change the Way You Think and Live a High Income Life
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Most people laugh at the idea that living a high income life is possible for them, seemingly at the flip of an internal switch. It is hard to think that they could be living the life they dreamed of by following a simple plan and changing the way they think.
Most of us are at places in our lives where a few small changes in us would drastically alter our lifestyle. Unfortunately, we somehow think that we are too old to change the way we look at problems. We even fear changing so much that it paralyzes us in other areas of our lives.
Even the thought of changing how we view things sends us into a panic, but it is most necessary to make corrections in our selves after self-reflection. Self-reflection is a difficult task to master. It is also a very necessary tool in accomplishing one’s goals.
First, change how you see or think about goals and goal setting by understanding that the purpose of setting goals is to accomplish them. Instead of becoming a goal setter, become a goal accomplisher. This will be the beginning of changing how you see things. Read More→
Dispelling a Myth That Will Help You Get Out of Debt
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There are many reasons that most of us have debt. Some debts are unavoidable, like your home mortgage, or car payment. What is common are some attitudes we have about debt, and what is acceptable. Changing the way we think about carrying debt can ultimately help us get out of debt.
One of the most common myths about money and personal finance is that we can or should buy something because we deserve it. We have this false sense of entitlement in regards to our spending that causes us to create debt problems. We think that since we work really hard for something, we deserve to buy it regardless of cost.
This myth can be particularly challenging for those of us who have a tight financial balance. If you are someone who has difficulty saving but generally manages the rest of their finances well, you may buy things on credit and create unnecessary debt. Read More→
Have you ever looked at the life of a celebrity and wondered how they got to the top? Do you find yourself dreaming of the time that you will double your income doing something you love? The thing that really stands out to me about some of the most talked about success stories of the rich and famous is that they did what they loved.
The biggest leap of faith you will ever take is to lead your life doing what you love. If you can do this, almost every time, you will more than double your income. Material gain will be the pleasant side effect of living your life doing what you think you should do. Read More→
Destroy Procrastination and Get Out of Debt
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When you can’t get out of debt, the world seems like a cloud is following you each and every day. It’s hard to focus, and you can’t seem to find a way out. To get out of debt, you probably think that procrastination is your problem. You go about trying to kill the procrastination by forcing yourself to do things that you find dreadful or don’t have the skills to do.
If you want to get out of debt, start identifying the activities you do that keep you in debt. The things that make you procrastinate from paying off the debt. Do you continue to work at a job that you despise? Do you keep going out to dinner because you don’t like to cook? Do you feel a sense of entitlement to buying things because you deserve it?
These are all things that won’t help you get out of debt. They are the causes of procrastination. If you have a job that you don’t like, start looking for one that you do. I had a friend that had a marriage that was on the rocks, and they were unsuccessful in life. He had come to a crossroads that required him to make the decision between taking a high paying job at an office or taking a job that didn’t pay as well doing graphic design with a small company. Read More→